IRA Class 36 · General

Title Insurance in Kenya

Cover for defects in property title and ownership disputes under IRA Class 36.

What does Title Insurance cover?

Protects property buyers and lenders against losses from undiscovered title defects, forged documents, fraud and ownership disputes.

Who needs Title Insurance?

Property buyers, mortgage lenders, developers and conveyancing advocates.

Examples of Title Insurance policies in Kenya

  • Owner's title policy
  • Lender's title policy

Frequently asked questions

Why is title insurance important in Kenya?

Despite title-search systems, land fraud and double allocations remain common - title cover gives buyers financial recourse.

Regulation

Title Insurance is licensed under Class 36 of the Insurance Act (Cap 487) and supervised by the Insurance Regulatory Authority (IRA). Only insurers holding a current Class 36 licence may underwrite this cover in Kenya.

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