IRA Class 11 · General
Fire (Domestic) in Kenya
Fire cover for residential homes and contents under IRA Class 11.
What does Fire (Domestic) cover?
Cover against loss or damage caused by fire, lightning, explosion and allied perils (storm, flood, burst pipes) to residential buildings and household contents.
Who needs Fire (Domestic)?
Homeowners and tenants in Kenya - often required by mortgage lenders.
Examples of Fire (Domestic) policies in Kenya
- Householders comprehensive
- Mortgage-required fire policy
Frequently asked questions
Does fire (domestic) cover floods?
Standard policies cover fire, lightning and explosion. Flood, earthquake and political-violence perils are typically optional add-ons.
Regulation
Fire (Domestic) is licensed under Class 11 of the Insurance Act (Cap 487) and supervised by the Insurance Regulatory Authority (IRA). Only insurers holding a current Class 11 licence may underwrite this cover in Kenya.