IRA Class 13 · General
Liability Insurance in Kenya
Public, products and professional indemnity liability cover under IRA Class 13.
What does Liability Insurance cover?
Pays legal defence costs and compensation for third-party bodily injury or property damage your business causes - including product liability and professional negligence.
Who needs Liability Insurance?
Any business serving the public - restaurants, manufacturers, professional firms, contractors.
Examples of Liability Insurance policies in Kenya
- Public liability
- Products liability
- Professional indemnity
Frequently asked questions
Is professional indemnity mandatory in Kenya?
It is required by law or by professional bodies for advocates, medical practitioners, engineers, architects and accountants.
Regulation
Liability Insurance is licensed under Class 13 of the Insurance Act (Cap 487) and supervised by the Insurance Regulatory Authority (IRA). Only insurers holding a current Class 13 licence may underwrite this cover in Kenya.