IRA Class 12 · General
Fire (Industrial) in Kenya
Fire cover for commercial and industrial property under IRA Class 12.
What does Fire (Industrial) cover?
Cover against fire, lightning and explosion damage to factories, warehouses, offices, shops and their stock and machinery, plus optional consequential loss (business interruption).
Who needs Fire (Industrial)?
Manufacturers, traders, landlords and any business with valuable physical assets.
Examples of Fire (Industrial) policies in Kenya
- Factory fire & allied perils
- Warehouse stock cover
- Office contents cover
Frequently asked questions
How is industrial fire cover priced?
Premium is based on the sum insured, occupancy hazard, fire-protection measures and claims history.
Regulation
Fire (Industrial) is licensed under Class 12 of the Insurance Act (Cap 487) and supervised by the Insurance Regulatory Authority (IRA). Only insurers holding a current Class 12 licence may underwrite this cover in Kenya.