IRA Class 14 · General
Miscellaneous in Kenya
General miscellaneous accident cover under IRA Class 14.
What does Miscellaneous cover?
A catch-all class covering money in transit, fidelity guarantee, burglary, all-risks (portable items), goods in transit, plate glass and other niche covers not classified elsewhere.
Who needs Miscellaneous?
Businesses handling cash, employers concerned about staff dishonesty, owners of portable high-value items.
Examples of Miscellaneous policies in Kenya
- Cash in transit
- Fidelity guarantee
- All-risks (laptops, jewellery)
- Burglary cover
Frequently asked questions
Why is it called miscellaneous?
Class 14 groups together specialty covers that do not fit cleanly into fire, motor, marine or liability categories.
Regulation
Miscellaneous is licensed under Class 14 of the Insurance Act (Cap 487) and supervised by the Insurance Regulatory Authority (IRA). Only insurers holding a current Class 14 licence may underwrite this cover in Kenya.