IRA Class 15 · General
Motor Private in Kenya
Third-party and comprehensive cover for private vehicles under IRA Class 15.
What does Motor Private cover?
Covers private cars against accident damage, theft, fire, third-party liability and (under comprehensive) acts of nature, political violence and terrorism (optional).
Who needs Motor Private?
Every private motor vehicle owner in Kenya - third-party cover is a legal minimum.
Examples of Motor Private policies in Kenya
- Third Party Only (TPO)
- Comprehensive motor private
Frequently asked questions
What is the minimum motor cover in Kenya?
Third-Party Only (TPO), which covers unlimited liability for death or bodily injury to third parties.
Regulation
Motor Private is licensed under Class 15 of the Insurance Act (Cap 487) and supervised by the Insurance Regulatory Authority (IRA). Only insurers holding a current Class 15 licence may underwrite this cover in Kenya.