IRA Class 21 · General
Theft / Burglary in Kenya
Burglary and housebreaking cover under IRA Class 21.
What does Theft / Burglary cover?
Covers loss of property by forcible entry into business or residential premises, including damage caused during the burglary.
Who needs Theft / Burglary?
Shops, warehouses, offices, residences and any premises holding stock or valuables.
Examples of Theft / Burglary policies in Kenya
- Commercial burglary
- Residential burglary
Frequently asked questions
Does burglary cover hold-ups outside the premises?
No - robbery and money-in-transit outside premises fall under Class 14 covers.
Regulation
Theft / Burglary is licensed under Class 21 of the Insurance Act (Cap 487) and supervised by the Insurance Regulatory Authority (IRA). Only insurers holding a current Class 21 licence may underwrite this cover in Kenya.