IRA Class 17 · General
Motor Public Service Vehicles (PSV) in Kenya
Cover for matatus, buses and taxis under IRA Class 17.
What does Motor Public Service Vehicles (PSV) cover?
Covers PSVs for third-party liability, passenger legal liability (PLL), accident damage and theft. NTSA requires valid PSV insurance to issue road service licences.
Who needs Motor Public Service Vehicles (PSV)?
Matatu owners, bus companies, taxi and ride-hailing fleet operators.
Examples of Motor Public Service Vehicles (PSV) policies in Kenya
- 14-seater matatu PSV cover
- Bus fleet cover
- Taxi/Uber PSV cover
Frequently asked questions
Is passenger liability mandatory for PSVs in Kenya?
Yes. PSVs must carry passenger legal liability cover - Class 17 policies include it by default.
Regulation
Motor Public Service Vehicles (PSV) is licensed under Class 17 of the Insurance Act (Cap 487) and supervised by the Insurance Regulatory Authority (IRA). Only insurers holding a current Class 17 licence may underwrite this cover in Kenya.