IRA Class 25 · General
Political Violence & Terrorism in Kenya
Cover for losses caused by riots, strikes and terrorism under IRA Class 25.
What does Political Violence & Terrorism cover?
Pays for property damage and business interruption caused by riots, strikes, civil commotion, malicious damage, terrorism and sabotage.
Who needs Political Violence & Terrorism?
Businesses in urban or politically sensitive areas - usually placed alongside fire (Class 12).
Examples of Political Violence & Terrorism policies in Kenya
- Fire + PVT extension
- Standalone terrorism cover
Frequently asked questions
Is terrorism cover automatic under fire policies?
No. Terrorism is excluded from standard fire policies and must be added by a separate PVT extension.
Regulation
Political Violence & Terrorism is licensed under Class 25 of the Insurance Act (Cap 487) and supervised by the Insurance Regulatory Authority (IRA). Only insurers holding a current Class 25 licence may underwrite this cover in Kenya.