IRA Class 19 · General
Medical Insurance in Kenya
Inpatient, outpatient, dental and optical health cover under IRA Class 19.
What does Medical Insurance cover?
Pays for hospitalisation, surgery, consultations, medication, maternity, dental and optical care at panel hospitals and clinics across Kenya.
Who needs Medical Insurance?
Individuals, families and employers running staff medical schemes.
Examples of Medical Insurance policies in Kenya
- Individual & family medical
- Corporate group medical
- International medical cover
Frequently asked questions
Can SHA cover be combined with private medical insurance?
Yes. Private medical schemes typically sit on top of SHA, paying for cover and providers not included in the public scheme.
Regulation
Medical Insurance is licensed under Class 19 of the Insurance Act (Cap 487) and supervised by the Insurance Regulatory Authority (IRA). Only insurers holding a current Class 19 licence may underwrite this cover in Kenya.