IRA Class 30 · General
Cyber Insurance in Kenya
Cover for cyber attacks, data breaches and digital business interruption under IRA Class 30.
What does Cyber Insurance cover?
Pays for forensic investigation, customer notification, regulatory fines (where insurable), business interruption, ransom and cyber extortion costs.
Who needs Cyber Insurance?
Banks, fintechs, e-commerce, SaaS firms, hospitals, schools - any organisation handling personal or financial data.
Examples of Cyber Insurance policies in Kenya
- Cyber liability for SMEs
- Standalone cyber for financial institutions
Frequently asked questions
Does cyber insurance cover ODPC fines?
Cover for regulatory fines is included where insurable under Kenyan law - typically defence costs and certain administrative penalties.
Regulation
Cyber Insurance is licensed under Class 30 of the Insurance Act (Cap 487) and supervised by the Insurance Regulatory Authority (IRA). Only insurers holding a current Class 30 licence may underwrite this cover in Kenya.